Class Counsel will ask the Court for requested attorneys’ fees, expenses and costs in the amount of $1,920,000 (25% of the total Settlement value). Class Counsel will also ask the Court for a class representative Service Award for the Class Representatives (i.e., William Paetzold and Laurie Paetzold) in the amount of $5,000 each. Any such awards may reduce the credit on MDC accounts and check payments payable to Class Members. Specifically, the total value of the Settlement, including the dollar value of the credits to be applied to MDC accounts and cash payments set forth in FAQ 8 above and any class counsel fees and expenses and class representative awards, shall not exceed $7,680,000, which is $161,847 more than the total alleged Surcharges of $7,518,153. If the amount awarded for class counsel fees, expenses and costs and class representatives’ awards would cause the total settlement value to exceed $7,680,000, the value of all credits and check payments to class members will be reduced pro rata. For example, if the Court were to award fees, costs and class representative service awards of $1,500,000, the credits for current customers of the MDC totaled $6,000,000 and cash payments to former MDC customers totaled $1,000,000, for a total potential value of $8,500,000, all credits and check payments to class members would be reduced by 11.7% (calculated as $8,500,000 - $7,680,000 = $820,000, which is 11.7% of $7,000,000).